2BTRUST eSavings

*Accepting $1,000 – $1,000,000 investments

Details

Overview

A short-term product aimed at supporting the growth of future investment opportunities on the 2BTRUST platform through recurring cash flow, while accommodating investors’ liquidity needs.

Premise

Investment Details

What am I investing in?

The 2BTRUST eSavings Short Term Note program offers investors targeted monthly interest payments with terms ranging from 3 to 12 months.

2BTRUST purchases 3% of the aggregate notes issued in the series in a first-loss position, providing a buffer to all other investors in case of realized losses.

Proceeds from the notes are primarily used by 2BTRUST for various financial offerings across different sectors. These investments may include loans, leases, real estate interests, accounts receivable, or equity interests.

The program is supported by investments secured by real estate assets, including those in construction, financing, or other real estate structures.

Investors can monitor the progress of their Short-Term Note investments and interest payments in their portfolio, although specific details of offerings funded with note proceeds are not disclosed.

Investment Strategy

What is the value proposition?

The Short Term Notes program enables strategic investment decisions, providing flexibility to investors to meet their liquidity needs and explore future investment opportunities.

The short-term nature of the program allows investors to adjust their strategies in response to market conditions and personal financial goals.

Behind the Investment

How has the program performed so far?

Since December 2017, 2BTRUST has successfully operated within the real estate market, consistently delivering monthly profitability to our investors.

To date, over US$300 million has been financed with real estate assets serving as collateral, with exceptional offers consistently meeting performance expectations.

Past performance is not indicative of future results.

Market Scenario

Why consider investing?

In an inflationary environment, optimizing cash returns is crucial to prevent detracting from total portfolio returns.

The Short-Term Note Program offers a potential solution for investors seeking to manage portfolio risk during uncertain market conditions and equity downturns, without settling for the low yields of traditional money market funds or CDs.

Essentials

Please refer to the Private Placement Memorandum and Series Notes Supplement for important details and risks associated with this offering.

Capital Structure

Where does an investor stand?

The notes are secured by underlying investments financed through the program, encompassing positions across the entire capital structure, including debt and equity in various asset classes offered on 2BTRUST.

2BTRUST holds a first-loss position by purchasing 3% of the aggregate notes issued in this series, safeguarding other investors against realized losses.

In certain cases, 2BTRUST may utilize senior leverage facilities to finance offerings, with notes secured by a subordinated interest in the underlying collateral.

Cash Flow

How do I receive payments?

Notes have terms ranging from 3 to 12 months.

Investors in 2BTRUST aim to receive monthly interest payments with a fixed annualized net return on their total investment value.

Principal repayment is expected upon maturity.

Accessibility

Who can invest?

Eligible investors must be accredited investors.

Case #001

Loan amount

$704,300

Land or lot cost

$105,000

Construction budget

$597,300

After-repair value

$900,000

Leverage

67% LTARV

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