New Construction

A New Construction Loan provides short-term financing specifically designed for builders undertaking custom home projects. Unlike traditional mortgages, which are secured against completed homes, these specialty loans cover the costs of construction itself. Once the project is finished, owners can transition to a permanent mortgage. While we do not finance initial construction, we specialize in assisting with the transition to permanent financing.

And here’s a refined version for the details:
New Construction Loans cater to builders with shovel-ready lots or teardown projects, ideal for spec houses, model homes, infill developments, teardowns, or subdivisions. We offer up to 80% Loan-to-Cost (LTC) or 70% Loan-to-Value (LTV), with loan amounts ranging from $100k to $3mm. Choose from flexible terms of 9, 12, and 24 months, with non-recourse options available. Our interest-only payment structure ensures you pay only on drawn funds during the construction phase.

Accelerate your business growth with our cutting-edge line of credit for builders.
Whether you’re a builder seeking a new construction loan to grow your rental property portfolio or an investor financing a single construction project, the 2BTRUST team is committed to tailoring the perfect loan solution for you. We recognize our pivotal role in your real estate ventures and are dedicated to partnering with you to foster your business growth and expansion.

Explore your advantages.

You’re a VIP customer.

“I moved from Boston to Florida two and a half years ago and was working in construction there. When I moved, I was in the process of obtaining my General Contractor license. When I started building my homes, no bank believed in me, but I am committed to honoring 2BTRUST because they believed in us and financed our first two houses. Fast forward two years, and today we have over 1,000 homes in the pipeline. Thank you so much to 2BTRUST for believing in us and making the American dream a reality.”

Choose the best!

Best in class

The usual

Speak directly to our finance specialist and define the best strategy for your investment.

In house servicing throughout the term of your loan.

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